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DreamHome.bg.........
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Like NightmareHome
I first came across the company DreamHome, owned by
Borislav Tochevski, through correspondence with Plamen Bonev (office
manager for the Varna office of DreamHome) on the internet forum,
ExpatFocus.com. At the time I owned a plot of land in the village of
Yulievo, Magleesh district, which had a small old house on it. I wanted
to build a new, larger house on this plot and had some rough ideas as
to what I wanted but was looking for ideas.
On 22nd March
2006 Plamen Bonev recommended I visit a website showing houses
DreamHome had built for a client. By April 2006 I had made contact with
one architect and builder in the Stara Zagora area but felt the price
they gave me to design and build the house was far too high. I was
therefore looking for alternative options. I then contacted Plamen
Bonev privately by private message through the ExpatFocus website on 2nd
May 2006 and also by email. I received a response the next day
suggesting I go to Varna to discuss my ideas at the DreamHome office
and they would show me houses they had already built for clients. I
also sent Plamen a copy of my house plans and over the next couple of
weeks we exchanged emails and revised the original plans for my house.
On 31st May
2006, myself and my partner at the time, flew to Bulgaria. We had
hired a car and so drove to Varna and visited the DreamHome office
there and met with Plamen Bonev and also someone in their office who
could do 3D views of the finished house. We were give printed copies of
the house plans and designs. The next day we drove with Plamen Bonev
from Varna to a small village near Veliko Turnovo to view houses that
DreamHome had built. We then returned to Stara Zagora where we were to
meet with Borislav Tochevski. When we arrived in Stara Zagora, later
that evening, we were taken to a meeting with Borislav
Tochevski’s lawyer at his office and also there was someone we
were told would be the building manager. It turned out that Borislav
Tochevski’s car had broken down and so did not arrive until much
later that evening. The next day we met with Plamen Bonev and Borislav
Tochevski at the restaurant in the Forum Hotel. We discussed ideas for
the house.
On returning from
Bulgaria, discussions continued with Plamen Bonev via email and revised
house plans were done and sent to me and on 5th July 2006 a
quote for 63,500 Euros including the architect fees, for the fully
finished house build. Over the next couple of weeks I put many
questions to Plamen Bonev as to what would be included in the quote and
about certain finishing works. On 24th July 2006 I received
a preliminary contract and annex for the house build and my lawyer at
the time was also copied in on the email. There were then several
emails between myself and Plamen and the lawyer making amendments to
the contract and annex and I understand Borislav Tochevski contacted my
lawyer at one stage to discuss penalty clauses for late completion of
the build. By the second week in August the contract had finally been
agreed and I printed off two copies of the contract and two copies of
the annex and signed these and sent them to DreamHome in Bulgaria for
their signature and company stamp. On 20th August 2006 I
received an email from Plamen Bonev saying that no contract had been
received, so as I was visiting Bulgaria at the end of the month, the
best idea was to print off a further two copies of the contract and
annex, sign and stamp these and bring with me to Bulgaria to give to
DreamHome in Varna. I had already arranged the first payment under the
contract so that work could begin and had been asked to send this in
two parts – half to Mrs Tochevski and half to Mr Tochevski
(Borislav Tochevski's parents). When I questioned this I was simply
told that as Borislav’s parents lived in Stara Zagora it was
easier for the money to be sent to their bank account so they could pay
the builders directly on behalf of DreamHome.
On 26th August
2006 I flew from Manchester to Varna with a friend. Plamen Bonev picked
us up from airport and took us to the hotel he had booked for us
– the Cherno More in the centre of the city. He came up to our
room with us and I gave him the two copies of the contract and annex
that I had brought with me, already signed and stamped by myself. He
said he would take these back to the DreamHome office for Borislav
Tochevski to sign and the contracts would be returned to me shortly.
The following day my
friend and I hired a car and drove to Stara Zagora, where we were
staying in the Yagodite Holiday complex in Yagoda. Within a day or two,
I received a phone call to say that Borislav Tochevski was driving from
Varna to Sofia and would call into the complex to see me for a quick
chat and to give me the signed and stamped contract from his company,
which he duly did and I requested designs and costs for a terrace out
the front of my house and was told this was no problem and I would
receive this shortly. I visited my plot while I was in the Stara Zagora
area and saw that the old house had been demolished and work had
started on clearing the space and digging the foundations.
Towards the end of my
trip, around the 8th September 2006, I was informed that the
architects plans were all ready for inspection and signing and so I
arranged to meet with the architect and builder in my lawyer’s
office. This was the first time I met with Mr and Mrs Tochevski,
although it was never explained who they were or that they were the
parents of Borislav, just that they were involved in the building of my
house. I did not have much spare time as I had to drive back to Varna
but I was taken through the architects plans quickly and told where to
sign and stamp. I questioned the terrace that appeared on the plans as
I had yet to agree to any design or size and was told that the terrace
had already been built but that it would only be a small amount extra
to the original quote.
On 25th
September I emailed Plamen for an update on building work and details
and costs for the terrace. I was told it was still not possible to tell
me how much the terrace would cost but that it would not be much. I was
told the foundations were now complete and so the second installment
under the contract of 12,300 Euros was due. Again I was asked to send
this payment to either Mr or Mrs Tochevski. Myself and Plamen
corresponded mostly by Skype about updates on the build progress.
I was very busy planning
my move to Bulgaria in October and towards the end of October I arrived
in Varna to stay with friends for a few days. I then travelled to Stara
Zagora at the beginning of November. I was expecting my new house to be
nearly complete but it was actually only 4 walls with not even a
completed roof. Not long after my arrival I met with Mr Borislav
Tochevski in my lawyers office. He proceeded to tell me he required a
further 15,000 levs to complete the house as it had cost more than he
had anticipated. He said the slow progress in the build had been caused
by the builders he had employed but now he had engaged different
builders to ensure the house was finished on time. I later found out
through my lawyer, who had been contacted by Mr Tochevski senior, that
in fact initially Borislav had employed his father as building manager
but had now sacked him and asked a friend of his to take over the role
of building manager and over see the finishing of the house.
I refused to pay the
additional 15,000 levs and stated that DreamHome should finish the
house build under the contract as agreed. Borislav Tochevski stopped
all work on the house and I therefore consulted my lawyer to prepare a
Notary Appeal in order that experts visit the house and see the build
quality and to ask DreamHome to complete the house under the contract.
On 4th
December a meeting was held at my house and was attended by Borislav
Tochevski and his parents, their lawyer and my experts and the building
supervisor, myself and my lawyer. During this meeting, I was taken
aside by Borislav Tochevski and his lawyer and separated from my own
lawyer, and pressure was put on me to allow them to continue the work
and to pay them more money and not commence any legal action. Following
this meeting my experts confirmed the build quality of the rough
construction was of a satisfactory standard and I agreed to allow
DreamHome to complete the build subject to it being done for the price
agreed under the original contract. The cost of terrace, however was
still in dispute.
Work continued on the
house but as the finishing work began it became obvious that that the
builders were not competent of doing the job to a good standard. I
agreed to extend the deadline for completion until the end of January,
a month later than in the contract but the house was still nowhere near
completed. There was still a dispute over the cost of the terrace but
in January I texted Tochevski to say I would agree to pay 6000 levs for
the terrace in order to settle the matter and have the property
completed. He texted back to say he would agree to 7000 levs. This
matter settled I hoped the house would be shortly completed.
However, by March there
were more problems. The wooden floor had not been laid properly and was
not level so it blocked doors to the terrace from opening, the painting
was of poor quality, sockets and switches were not level, the beamed
ceiling in the main bedroom was a mess and there were many other
problems. I therefore decided that enough was enough and terminated the
contract by Notary Appeal. I had already paid for internal doors,
expensive tiles and a wooden oak floor that had not been fitted. Mr and
Mrs Tochevski were reluctant to give me back the keys to my house and
phoned my lawyer several times asking that they be allowed to complete
the house. But I felt DreamHome and their builders were not capable of
finishing the project to a good standard and so I employed other
builders to complete the work and sent a further Notary appeal asking
for the money back that I had paid for the more expensive tiles
(cheaper ones were put in the bathrooms), the wooden floor, the
internal doors and for late completion of the project and the cost of
having other builders finish the house to a good standard.
All Notary appeals were
ignored.
Around April/May 2007 I
launched a court case against DreamHome in Stara Zagora. We received no
defence or acknowledgement of the case but eventually they applied to
move case to Varna, where the company is registered. The court date in
Varna was scheduled for September.
In the meantime Borsilav
Tochevski’s parents (Tochevski OOD - a company I had never even
heard of, let alone employed to build my house) launched a case against
me saying they had built my house and it has cost them around 150,000
BGN and they had done this because at the start I had appeared so nice
and lovely but then had refused to meet them to sign a contract and I
had never been in the country. But in another paragraph they would say
that each time they met me I made excuses not to pay. They produced
pointless evidence at court with figures of what things had cost but
never once gave any invoices or receipts. Even their experts came up to
me after court to say they knew it was all a farce.
At the first court
hearing in Varna against DreamHome, their lawyer had the audacity to
claim that the contract we had was not legitimate as the signature of
DreamHome was not valid, they denied any relationship with me, that
they had received any money for the build or that they even knew me.
Various evidence was submitted by both sides. A new date was scheduled
for January.
I requested a meeting
with DreamHome to try and settle the matter. A further notary appeal
was sent and ignored and who should turn up for the meeting but Mummy
and Daddy Tochevski. They continued to tell me I owed them money for my
house build but they would settle for the 6000E due as the last payment
under the contract with DreamHome, the contract that they said did not
exist!!!
Anyway a few days later
they phoned my lawyer to say they were not pursuing the case against me
and hoped I would reconsider the case against their son. This was
possibly because I had launched a police investigation into Borislav
Tochevski and his parents for money received from me, if indeed they
were saying they had not done any building work for me and there was no
contract.
In January 2008 I was
served with a court summons from the lawyer for DreamHome, from him
personally against me personally. WHY? Because back in summer 2007 I
had made an official complaint against him to the lawyers council here
in Stara Zagora has he had phoned me several times to try and persuade
me to drop the court case and telling me I was stupid to pursue it and
would cost me a fortune and they would ensure it went on for years.
Indeed he told my lawyer the same. I was advised by my lawyer to write
an official complaint about him and did so using the proper channels.
Yet, despite the system being in place so clients could legitimately
complain about the actions of lawyers, I was slapped with a criminal
action against me for slander.
The court case with
DreamHome in January was rescheduled to February and so on
Valentine’s day we again travelled to Varna. The hearing was a
farce. The judge rejected 20,000 levs of our appeal because of some
technicality and because my case had not been well presented by my
lawyer (we appealed against this decision), she rejected much of the
evidence we wanted to submit but accepted DreamHome’s request for
a financial look into my company and expert to check whether the
signature on a separate protocol was that of Borislav Tochevski, even
though obvious it was not but they did not want the signature on the
contract checking!
On 20th March there was
the next hearing in Varna against DreamHome - I decided there was
no point in going to sit there, not contribute, pay for translator and
waste time so the lawyer just went.
Our appeal for the 20,000 levs chucked out was heard and we won that.
Except they did not tell us they were going to hear that appeal and we
did not know the decision and then they wanted to carry on with full
case but we had not taken all our witnesses as they were only needed to
prove the 20,000 levs part.
Anyway the case was part heard with two of our witnesses, although
rather hostile ones as they were Borislav Tochevski's parents. They
tried to say that they had an unwritten contract with me for them to
build my house but when faced with all documents mentioning DreamHome
but some signed by the father, he said that he had not noticed he was
signing documents with another firm named and then when he had, it had
not twigged it was DreamHom and then a little while later realised this
was (by complete coincidence it seems) his son's company!!!
Unbelievable.
Anyway we requested an expert to say signature on contract is Borislav
Tochevski of DreamHome. More money for this.
Police prosecutor decided
that this was a civil matter and while I could try and pursue the
matter to ensure they were punished for not declaring money for tax
reasons, quite frankly could not be bothered with hassle.
There were then a further 2 hearings in Varna (I think, losing track)
for hearing of experts. Final hearing was on July 16th 2008. I did not
go. All involved, including my own experts and lawyer demanded further
money before they would go and a further petrol money to drive to
Varna.
I understand a final
conclusion/report was meant to have been sent by me summing up my side
and evidence within 7 days of final hearing, however, as it was going
to cost even more to have this prepared and sent I decided not to
bother. I had at this point had another lawyer review my case and been
told it had been very badly handled and presented by my lawyer and if
done another way, I would have stood a good chance of winning.
I eventually heard that
I had in fact completely lost case. All I knew at this point was that
it was a 'bad claim' and that there was 80 levs to pay DreamHome for
their expert fees.
A while later I
received a demand for over 5000 levs in costs from DreamHome. This
amount was appealed and reduced to around 1,500 levs which was
immediately paid. However, despite winning the appeal, DreamHome
re-appealed and apparently won, as the bailiffs turned up at my door
demanding over 6,500 levs for unpaid legal costs, the costs for the
bailiffs and 350 levs for God knows what. To avoid additional hassle I
just paid this. So hopefully that is the end of the Varna case. Overall
it has probably cost me around 50,000 levs in legal costs, court fees,
money paid to builders for work not done and materials that never
appeared, getting other builders to put right bodge jobs and complete
house, bailiff fees etc...
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On 24th March 2008 there was the first hearing in the criminal case
against me by DreamHome.bg's lawyer who says I damaged his reputation
and his feelings when I made an official complaint against him to
lawyer's council (board for complaints against lawyers). I did not
attend.
In May 2008 there was the
main hearing. Again a complete farce. He had brought along 4 witnesses
to say how upset he had been, how depressed he was and unable to work
properly (despite actually carrying on the other other case with
DreamHome during this period) due to my letter of complaint and how it
had effected his reputation and business. His 'witnesses' claimed they
had to give him medication for stress. They all said how he had showed
them my letter of complaint (meant to be confidential to lawyers
council) and how he had told them about how I had written about my
experiences on the internet. If he had not told them any of this, they
would never have known about the complaint against him, yet this
appeared to make no difference. He was also claiming 20,000 levs in
damages.
Another court date was
set for September 2008 so the Judge could check whether I have a
criminal record or not. At this hearing, not much happened as the court
translator did not turn up but basically the case was adjourned again
so further translations could be made of the my letter to the lawyer's
council.
The final hearing was in
November and I was found guilty of defamation and causing the lawyer
stress, possible harm to his business etc and was ordered to pay around
6,500 levs in compensation and costs. Luckily the 20,000 levs civil
claim was rejected. At this point I was ready to just pay and be done
with it but my layer insisted we should appeal as there was no way 3
judges on the appeal case could be 'influenced' as one appeared to have
been in this case.
The appeal was heard at
the end of February, although I could get no information from my
lawyer. It then seemed there were two or three further hearings
although for what I have no idea. I was under the impression no
decision had been given by the appeal court and the matter was still
ongoing. Indeed my lawyer had said as much. Yet at the beginning of
June I was handed a court paper from the bailiff, stating my company
shares had been frozen and I was to pay 6,500 levs for losing this
appeal. Yet when I asked my lawyer about this, he was still insisting
there was another hearing. Luckily a friend who is a lawyer in Sofia
checked for me and confirmed the appeal had been decided against me and
I needed to pay this money urgently. My lawyer dealing with the appeal
then suddenly decides I have to pay as soon as possible as the other
party want to claim all my houses and will do so unless I pay up. So
with interest (as I had never been told about the appeal decision and
to pay up), bailiff fees, court fees, taxes and compensation, there was
an additional 7,220 levs to pay.
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